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Employer branding · Banking and financial services

The hardest question about your field job is asked at home, not in the interview.

An NBFC, microfinance or lending company hires field and collections officers whose families are not sure the work is respectable, because the only picture they have comes from news stories about recovery agents.

Scope, fee, reporting and term are agreed in writing after we have read your brief and spoken to you.

A bank branch manager and HR colleague reviewing staff records in a branch meeting area

In one paragraph

An NBFC, microfinance or lending company hires field and collections officers whose families are not sure the work is respectable, because the only picture they have comes from news stories about recovery agents. GullySales writes the careers page and job posts that answer that picture with conduct, training and the identity card.

Also written for

NBFCs, Personal loan companies, Business loan companies, Microfinance companies.

What we do not do

We do not recruit, supply candidates or run payroll. We help candidates see the employer you already are.

Where this sits

For NBFCs and lending companies

Where it usually goes wrong, and what we would do.

  • “The objection is at the dinner table”

    A field officer's parents have read about recovery agents. Until somebody answers that, your candidate is applying against family advice and will take the first alternative that sounds cleaner.

  • “Your code of conduct is a hiring asset filed as a policy document”

    Calling hours, what may not be said, what happens to an officer who crosses the line, the identity card, the training before anybody goes to a door. Published plainly, that is the most persuasive thing you own.

  • “The day is a two-wheeler, the heat and thirty doorbells”

    Nobody should discover the physical part after joining. State the territory, the visits, the fuel arrangement and what happens through the monsoon, and the wrong applicants leave early rather than expensively.

  • “Credit staff have a bank offer with a nicer name on it”

    A credit processing associate can take a branch job anybody's family recognises. What you have instead is the size of the file they handle and how soon they are allowed to underwrite one.

What we do

What we deliver for NBFCs and lending companies.

Every deliverable, what it covers for you, and the result it is there to produce. Nothing here is an extra.

  1. Conduct out of the policy file and onto the page

    How officers are trained, what the identity card and the script are, the calling hours, what happens when a customer complains. What may be published is set by your own policy and your regulator's requirements, so your compliance head signs it off before it goes live.

    Result: The question a candidate's family asks is answered in writing, by you.

  2. Field and collections posts written honestly

    Territory, visits a day, the two-wheeler and licence requirement, how the incentive is calculated, what a bad month looks like on that structure.

    Result: People accept the offer having already pictured the worst week.

  3. Something the candidate can show at home

    A short page in the state language explaining what a lending company is, who regulates it and what the officer actually does. Written to be read by a parent, not by a recruiter.

    Result: Your candidate stops defending the job alone.

  4. Interviews with officers who have done years of it

    Ask a collections officer why they stayed and they describe a customer they got out of trouble. That is the page, in their words and with their consent.

    Result: The work is described by someone who does it rather than by a brand team.

  5. Branch-level hiring material

    Every branch hires locally and improvises. One sheet per branch carrying the same facts, in the language of the district.

    Result: A candidate in one town hears the same company as a candidate in the next.

How the result is measured

  • Applications received per open role
  • Careers page engagement and time on page
  • Candidate drop-off during the interview process
  • Referral hires as a share of total hires

Recorded as a baseline before work starts, so every later report has an honest comparison.

How it works

How the work runs for NBFCs and lending companies

The work itself, in order. How an engagement starts, from your brief to a written scope, is set out on our method page.

  1. 1

    Talk to current employees

    We interview a cross-section of staff honestly, including some who might raise uncomfortable points.

  2. 2

    Find the genuine reasons to join

    We identify what is actually true and attractive about working there, rather than generic claims that could apply anywhere.

  3. 3

    Build the careers content

    The careers page, job post templates and employee stories are written from what staff actually said.

  4. 4

    Review the candidate experience

    We check what happens between application and offer, since branding cannot fix a process that loses candidates through delay.

  5. 5

    Hand over and refresh periodically

    Content is handed over for ongoing use and revisited periodically as the team and roles change.

Before you hire anyone

The first thing to do yourself.

Read your company the way a good candidate would, before you change anything.

  1. Search for your company name with the word jobs, and read the first page of results as a candidate would.
  2. Read your last ten reviews and list the points that appear more than once.
  3. Ask your three newest joiners why they said yes, and what almost stopped them.

Judge any provider

What to ask any agency or ghost-writer.

Useful whoever you choose, including us.

  • Will you work from what our people actually say, or from a template?
  • Do you do recruiting or supply candidates, or only the employer-brand work?
  • Who approves anything that speaks for our staff?
  • Which of our existing job pages and profiles will you change, and which will you leave alone?
  • What do you count as a result, and what will you not promise?

Where this fits

Three pieces of sales work, in this order.

GullySales builds every engagement from three pieces of sales work. This page is not one of them, but the same three steps apply to the business behind it.

  1. Step 1

    Sales audit

    Find where deals are being lost and what to fix first.

    Start here if you cannot say where orders are lost.

  2. Step 2

    Sales process design

    One written way to sell, from first enquiry to repeat order.

    Start here if every salesperson sells differently.

  3. Step 3

    Sales management

    A target, a review routine and someone who owns the number.

    Start here if the team has targets and no routine.

Tell us what you need Your brief is read before we call. Scope, fee and term in writing.

FAQ

Questions owners ask before they call.

Not here? More answers, or ask on WhatsApp.

Is this recruitment?
No. We are not a recruitment or staffing firm, we do not supply field officers, and we do not run payroll or agency arrangements. GullySales writes what candidates read, and looks at where your own hiring loses people between the application and the first day.
Collections has a bad name in the market. Can writing fix that?
Not by itself, and not if the conduct is bad. If your officers do things you would not publish, publishing anything makes it worse the day a customer records a call. Where conduct is genuinely controlled, describing it in detail is the strongest card you have, because almost nobody in the trade bothers to.
How much of this needs compliance approval?
All of it, and the work is planned that way. Recruitment material for a regulated lender touches what you may claim about the company and about the role, and your compliance officer decides what is allowed, not GullySales. We draft, they mark up, and the schedule runs at their pace.
How long is the contract?
The term is agreed in writing after we have spoken, along with the fee and the reporting. It is never a default twelve months, and renewal is decided on the numbers against the baseline recorded at the start.
How soon will we see results?
It depends on what is being changed and how many of the people who matter see it. After we have read your brief and spoken to you, we say what we would expect to move first and how it will be measured against the baseline. Nothing here is guaranteed.
Who will actually do the work?
The person you speak to before anything starts. We work from one office in Nagarbhavi, Bengaluru, with no account managers in between.
What do you need from us?
Your brief, and a conversation. After that, access to whatever the work touches, such as your profiles, your website or your accounts, and time with the people who can answer our questions.
What if we are not happy with the work?
Tell us and the plan changes. Everything is reported against the baseline, so a number that is not moving is visible to both sides. The term is in your written scope, and the refund and cancellation policy sets out the rest.

Banking and financial services

Employer branding for the rest of the banking and financial services.

Or start from employer branding.

Your next practical step

Tell us what you are trying to grow, and we will read it before we call.

Eight short steps, mostly taps. Skip anything you would rather answer on the call.