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GullySales

Gold loan and NBFC lenders · Digital marketing

Fix the branch listings and the reminder calls before buying a single ad.

Digital marketing for a gold loan or NBFC lender is the order in which the online pieces get built: Maps listings, scheme pages, WhatsApp reminders and only then advertising. GullySales sets that order from your branch records and runs it inside your compliance rules.

Scope, fee, reporting and term are agreed in writing after we have read your brief and spoken to you.

Editorial illustration for Integrated marketing campaigns

What digital marketing means

Digital marketing is the combined work of search, social media, advertising and website channels running together rather than as separate projects with separate people. GullySales runs these as one connected system so a change in one channel, such as a new offer, is reflected everywhere at once.

Last updated 6 Oct 2026. Rules for this trade differ by state and professional body, and they change. We describe restrictions in general terms, so check the current position with your own council or adviser before you publish anything.

For gold loan and NBFC lenders

Where it usually goes wrong, and what we would do.

  • “Head office runs ads while branches miss calls”

    A campaign that drives calls to a branch where nobody picks up during an appraisal buys enquiries for the lender across the road.

  • “Your past borrower list costs almost nothing”

    The loan system holds every borrower who closed cleanly, with a mobile number and the season they borrowed in. Reaching them with consent is cheaper than any new ad.

  • “You will not outspend the national names”

    The large gold loan companies buy television and cricket. A regional lender wins on the nearest branch, the local language and the call before the due date, which television cannot do.

What we do

What we deliver for gold loan and NBFC lenders.

Every deliverable, what it covers for you, and the result it is there to produce. Nothing here is an extra.

  1. A written order of work by branch

    Which branches get listing work first, which need reminders and which justify advertising, decided from their own enquiry and pledge records.

    Result: Effort goes where a branch is losing borrowers.

  2. One record of enquiries across channels

    Calls, walk-ins, WhatsApp, Maps and website enquiries entered in one place with the branch and the source, in a shared sheet or your loan system.

    Result: Head office and the branches look at the same numbers.

  3. A sign-off form for marketing copy

    A short form for every pamphlet, post and ad showing the claim, the rate wording and the approver, filed with the final version.

    Result: Copy moves through compliance without getting lost in email.

  4. Social pages that answer rather than boast

    Facebook and Instagram pages per region with branch details, scheme explainers and a routine for replying to comments and messages, with no rate promises.

    Result: A borrower who checks you on social media finds a lender that replies.

  5. A seasonal calendar per region

    Sowing, school reopening, harvest, festival and wedding months marked for each region, with the message and the channel for each set in advance.

    Result: Campaigns start before the need, not after it.

  6. Results by branch against the baseline

    Enquiries, pledges, renewals and returning borrowers counted per branch and source, against the baseline recorded before the work starts.

    Result: You can drop the channel that brings calls but no pledges.

How the result is measured

  • Enquiries across channels
  • Cost per enquiry overall
  • Channel mix by contribution

Recorded as a baseline before work starts, so every later report has an honest comparison.

Where to start for a lender

Start with the branch a borrower can walk into and the borrowers you already have.

Google Business Profile for every branch
First job: claim, correct and verify every branch listing. Record calls and direction requests per branch from the profile so you can see which branches the map feeds.
The past borrower list
Export closed and active loans with mobile, branch and consent status. Start a renewal and return-call routine, and note each outcome against the loan.
A page per scheme and per branch
Write the scheme and branch pages in the regional language, with compliance approving each. Record the calls and form enquiries every page brings.
WhatsApp Business for reminders and replies
Set it up once consent is captured at pledge time. Record who replied, who paid on time after a reminder and who asked to stop.
Search ads around busy branches
A small test on gold loan near me and takeover searches, with a reference code the branch writes down at pledge. Stop any town where the code never appears.
What to leave until later
Celebrity videos, influencer reels about instant cash, app install campaigns and bulk SMS blasts. They cost heavily, invite compliance trouble and arrive before the branches are ready to answer.

Who it is for

This is written for these gold loan and NBFC lenders.

  • Gold loan NBFCs with a regional branch network
  • Single-branch and family-run gold loan companies
  • Licensed pawnbrokers and money lenders
  • Nidhi companies lending to their members
  • Credit cooperatives and souharda societies offering jewel loans
  • Two-wheeler and used vehicle finance NBFCs
  • MSME and small business loan NBFCs
  • Microfinance lenders working with women's groups

How it works

From your first message to the first report.

No open-ended retainer. Every step gives you something in writing.

  1. First

    Your brief

    You tell us what you need in a few short steps: your business, what you want, where enquiries come from and how they are handled.

  2. After the brief

    A conversation and a written scope

    We read it, then talk with whoever handles your enquiries. If you want our help, the scope, the fee and the reporting come in writing, and nothing starts before you have read them.

  3. Before work starts

    Baseline recorded

    The numbers this work is meant to move, such as enquiries, quotations, orders, visits or renewals, written down so every later report has an honest comparison.

  4. After the baseline

    The first fix goes live

    The fix we agreed to start with is put in place and measured against the baseline, whether that is a reply, a follow-up, a page, a listing or the handover between marketing and sales.

  5. As agreed

    Report against the baseline

    What moved, what did not, and what changes next, in plain words. How often you get it is set in writing before work starts.

  6. At renewal

    Renew on the numbers

    The term ends and you decide whether to continue from the results. The length is agreed in writing before anything starts.

How the digital marketing work runs

  1. 1

    Understand the objective

    We agree the one thing this campaign needs to achieve before choosing any channel.

  2. 2

    Audit available channels

    We assess which channels are realistic to run well within the budget and timeline.

  3. 3

    Strategise the central idea

    One message and offer is developed that will work across every planned channel.

  4. 4

    Implement across channels

    Each channel receives its own adapted version, launched on a shared timeline.

  5. 5

    Measure as one campaign

    Results from every channel are combined into a single report against the original objective.

Why us

Why owners pick GullySales over an agency.

  • Marketing and sales, as one job

    Most agencies stop at the enquiry. We also fix what happens after it: the reply, the follow-up, the quote and the CRM.

  • The person on the first call does the work

    No account managers in between. You are never handed to someone you have not met.

  • A baseline before anything starts

    Your numbers are written down on day one, so every later report compares against something honest.

  • The fee in writing, split three ways

    Our time, your media spend and production on separate lines. You always see what goes to us.

  • No guarantees we cannot keep

    The term is agreed in writing and never a default twelve months. We never promise a ranking or a lead count, because nobody controls those.

  • One office, and we say so

    Nagarbhavi, Bengaluru. We work across India by call and WhatsApp and travel when a session needs to be in person.

#257, 3rd floor, Sri Nanjundeshwara Complex, Nagarbhavi 8th Block, Outer Ring Road. How we work.

Your brief

Tell us what you need, and we will read it before we call.

Eight short steps about your business, what you want and who decides. Most questions are a tap, and you can skip any you would rather answer on the call.

FAQ

Questions owners ask before they call.

Not here? More answers, or ask on WhatsApp.

Should we do this in house or use an agency?
Keep borrower contact, reminders and the loan records in house, since they need your staff and carry your compliance duty. An agency is useful for listings, pages, ads and measurement. Whoever drafts the copy, your compliance officer approves it.
Our budget is small. Which channel comes first?
The Maps listings for every branch, then a reminder routine for existing borrowers. Both cost little and reach people already close to a branch. Search ads come later, once the branch phones are answered and pledges can be traced.
How do we tell which channel brought a pledge?
Ask every new borrower at the counter how they heard of you, from a short list, and write it in the loan entry. Match ad and Maps calls against new loan mobile numbers. After a season the register shows which sources pledge and which only ring.
Should ads and Maps work run at the same time?
Yes, once the listings are clean. Ads cover towns where you do not yet show on the map, and the map does the rest without a click cost. Cut the ads where a branch already appears near the top and its phone is answered.
How long is the contract?
The term is agreed in writing after we have spoken, along with the fee and the reporting. It is never a default twelve months, and renewal is decided on the numbers against the baseline recorded at the start.
How soon will we see results?
It depends on the trade, the channel and what is already in place. After we have read your brief and spoken to you, we say what we would expect to move first and how it will be measured against the baseline. Nothing here is guaranteed.
Who will actually do the work?
The person you speak to before anything starts. We work from one office in Nagarbhavi, Bengaluru, with no account managers in between.
What do you need from us?
Your brief, and a conversation. After that, access to whatever this work touches, such as your website, your accounts or your enquiry record, and time with the people who handle your enquiries.
What if we are not happy with the work?
Tell us and the plan changes. Everything is reported against the baseline, so a number that is not moving is visible to both sides. The term is in your written scope, and the refund and cancellation policy sets out the rest.

Your next practical step

Tell us what you are trying to grow, and we will read it before we call.

Eight short steps, mostly taps. Skip anything you would rather answer on the call.